I failed you as your money coach.
The hardest part of my job is watching someone with amazing potential give it up. My failure as a money coach is hard to take. I have a connection with each and every client and watching someone pass life by makes my heart ache.
Why you ask? Because;
I BELIEVE you can do anything you put your mind to.
I BELIEVE you are WORTHY of all of your desires.
I WANT to help you change your finances.
To this client, I want to say I’m sorry.
I’m sorry I didn’t come in with a magic wand and fix everything, I really wish I could. After we talked I cried trying to think of how I could have “fixed” it. Maybe I should have been harsher, maybe I should have not tried to help at all.
It’s not your fault, I was a terrible money coach and that is why your finances still suck.
That is what you want to hear but I can’t tell you those words because… IT IS YOUR FAULT.
You can blame your spouse for spending too much but when it comes down to it, YOU allowed it to happen without saying anything.
Go ahead and say you can’t make more money because of your children, but YOU choose to not put them in daycare.
You can say there are just too many bills, but YOU choose to have all the “stuff.”
Notice that YOU are the one making the decisions and choices. It is easier to blame everyone else for the things that are going wrong in your life but big changes can only happen when YOU take accountability for your own life.
I’m not writing this letter to be an asshole, even though I may sound like one, I’m writing it because I really care about you. YOU CAN DO ANYTHING YOU PUT YOUR MIND TO! You are a strong, capable person that WILL succeed at whatever you choose to do.
The problem isn’t the money. The problem is your thoughts.
Blaming your spouse – You don’t want to say anything because you don’t want to lose them. You love them so much that you are willing to put up with all sorts of shit that makes you unhappy because you love them. This may even be ruining your sex life!
Can’t make more money – There is no thing as a perfect parent that does it all. You don’t have to be responsible for your kids 24/7. It is not selfish to take care of you. Yes it will cost to put them in daycare but it costs more to not do it. Think about it, your own income, time for yourself…they will have a happier parent! You don’t have to do it 24/7 but what is wrong with 10-20 hours a week? Or less? Heck I see your strengths you would easily make a couple thousand a month working part time.
Too many bills – Simplify. Instead of the giant cable package, get rid of it, spend that time really talking to your spouse or playing with the kids. Clothes, your kids don’t care what they wear and if your friend wants to say something about the pants not being brand name then they aren’t that great of a friend.
I tried to help but I can’t make you do anything.
I hope one day you see the strong, confident person beneath the surface and god help anyone who gets in that person’s way. YOU WILL BE SUCCESSFUL just open your heart to the possibilities and stop caring about what other people think. You are a beautiful worthy person, you just have to realize it. I believe in you, you should too.
Wishing you all the success,